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RFO House in Bacolod City

Location: Town Homes, Estefania, Bacolod City Bryan VillarosaWant your business or services to be seen online by more customers and increase your sales? As a digital marketer, my services may help you reach your goals. As a Financial Advisor, I can also protect your finances from sudden and unwelcomed life events such as critical illnesses, …

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Life Stage Financial Planning

Life Stages It is important to first determine your goals so that you can craft your Life Insurance steps, strategies and Financial Goals wisely. This is called Financial Planning. In Financial Planning, I always assist my client to know his goals by determining his LIFE STAGE, not his age. We call it LIFE STAGE FINANCIAL …

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How to Thrive in College

A. What is College It’s where you make one of the most important decisions you’ll ever make- Career. Besides Salvation and Spouse. College could be short but it gives lifetime consequences. It is the launching pad of our lives. Don’t waste your college. It is a rare season of our lives. We have the time …

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The Kingdom Within

Sodom is not only a place. After being rescued from the burned city, Lot’s wife looked back to her past and turned into a pillar of salt . Lot’s daughters made their father drunk in the mountain and became pregnant by incest. Man could be outside Sodom but Sodom could still be inside man. Sodom …

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Solution to Manila Traffic? “Uberize” the Philippines

An Inquirer article writes that Duterte and Cayetano propose the same solution  To Manila’s seemingly hopeless traffic problem: Decentralization. But here’s a glimpse: I think it will take a long time. Maybe a decade or two? //pagead2.googlesyndication.com/pagead/js/adsbygoogle.js // Government offices, key offices and other centers of works should be relocated at the outskirts or in the provinces. Duterte …

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The role of art on impact and the importance of doing something new time to time

Art gives us an opportunity to explore new possibilities. Creating a painting, for example, gives us the prowess to try and creatively explore new roads, new techniques, new horizons. It’s a permission to fail. Creating solutions takes time, it may fail, it may cost but the results are value. Exploring gives you to wander mentally, …

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“I never made a sacrifice”

Reading this part of David Livingstone’s biography is mind-boggling. After undergoing countless of anxiety, sickness, suffering, and dangers in exploring Africa for the gospel, David Livingstone was still able to express these words. I remember Livingstone as one of the top stories in our Vacation Bible School . His life frequently visits our Bible lessons when I was in grade school. He is also …

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How butterflies disprove millions-of-years creation theory

Million years creation theory has been prevalent as an after effect of the Theory of Evolution. This theory states that the creation days in Genesis 1 are not really literal days but “millions of years” instead. This also gave a hard time to some Bible believers to balance the so-called “scientific claims” of scientists who …

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