Life Stage Financial Planning

Life Stages

It is important to first determine your goals so that you can craft your Life Insurance steps, strategies and Financial Goals wisely. This is called Financial Planning.

In Financial Planning, I always assist my client to know his goals by determining his LIFE STAGE, not his age. We call it LIFE STAGE FINANCIAL PLANNING – we highlight the varying goals and concerns of a person on a certain period of his lifetime. You goals depend on which life stage you belong.

If you have me as your advisor, I will help you journey you on which life stage you belong. Whatever life stage you are in among the four, I can come and help you achieve your goals. 

Getting Started

You main goal here is to build independence and confidence in your career path or work. You are trying to establish financial freedom from your parents or even envisioning your family already in the future.

You are idealistic, mobile and connected. You value independence and the ability to think for yourself after analyzing valuable information.

Your Game Plan: CREATE BUDGET | BUILD EMERGENCY FUND | ENSURE INCOME INCASE OF ILLNESS OR INJURY | SAVE FOR LIFE'S MAJOR MILESTONES

Moving Up

You are either in a young marriage relationship or a couple with young children. You prioritize family as one of your top priorities. Your aim is to provide for their needs as they start their life in the world while thinking ahead for their future.

You look ahead and want to start preparing for their education, save for your home as a couple and start setting aside money for your family vacation.

Your Game Plan: BUILD EDUCATION FUND FOR CHILDREN | ENSURE INCOME FOR YOUNG ONES INCASE OF UNTIMELY DEATH | START RETIREMENT PLAN | BOOST EMERGENCY FUND

Preparing Ahead

You are beginning to feel the relief as you see your dependents moving away and starting their independence in the world with their own family.

Your financial obligations may begin to decrease as you are beginning to receive support from children. Your concern over your health and retirement is now becoming more real, and you now have aging parents whom you look after.

Your Game Plan: BOOST RETIREMENT PLAN | PROTECTION AGAINST ILLNESS OR INJURY | PROTECTION AGAINST UNTIMELY DEATH

Leaving a Legacy

You want to ensure that you want an impacting legacy during your golden years. You are in the retirement phase and are relying on passive income to sustain your daily needs and lifestyle.

You are beginning to think on transferring your wealth / legacy and resources to your loved ones.

Your Game Plan: ESTATE PLANNING | WEALTH PRESERVATION

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